LTD

I suppose I have been in denial. My return to work date has been pushed back three times now. I originally hoped to be back to work by the end of November but here we are in mid- December and I'm still not working.

I'm still just too sick. I was hoping that the maintenance phase would be easier to tolerate - and it is a bit better - but I'm still no where well enough to work every day, even half time.

So today I bit the bullet and sent in my insurance paperwork to file for long-term disability. There is a 17 week waiting period, but I can collect unemployment sickness benefits while I wait for the LTD to kick in. Then I called my boss and gave him the news. I'm very disappointed, but this is just my reality right now.

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